Microfinance and Women's Empowerment

Evidence from the self help group bank linkage programme in India

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Ranjula Bali Swain
This publication is an extract from research work within microfinance at the Department of Economics at Uppsala University done by the author Ranjula Bali Swain. The purpose of the paper is to capture the relationship between microfinance and Millennium Development Goal number three, which concerns gender equality and women empowerment. The research is based on the Self Help Group Bank Linkage Programme in India and has revealed that the clients are in fact in the process of empowering themselves. The results show however that a greater emphasis needs to be placed on business training and awareness programmes. Therefore a minimalist approach to microfinance might not have the same outcome.

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